Call reports 2019
CLARION COUNTY COMMUNITY BANK — 2019
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 162,521,000 | 165,073,000 | 173,529,000 | 175,387,000 |
| Total loans | 125,813,000 | 128,791,000 | 130,274,000 | 134,068,000 |
| Allowance for loan losses | 1,052,000 | 1,059,000 | 1,096,000 | 978,000 |
| Securities available for sale | 20,689,000 | 20,746,000 | 22,217,000 | 23,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,492,000 | 141,538,000 | 149,390,000 | 151,655,000 |
| Interest-bearing deposits | 118,626,000 | 120,010,000 | 126,868,000 | 128,710,000 |
| Noninterest-bearing deposits | 20,866,000 | 21,528,000 | 22,522,000 | 22,945,000 |
| Equity capital | 16,649,000 | 17,117,000 | 17,454,000 | 17,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,873,000 | 5,893,000 | 7,924,000 |
| Interest expense | 451,000 | 951,000 | 1,501,000 | 2,082,000 |
| Net interest income | 1,460,000 | 2,922,000 | 4,392,000 | 5,842,000 |
| Noninterest income | 81,000 | 182,000 | 285,000 | 320,000 |
| Noninterest expense | 1,184,000 | 2,409,000 | 3,640,000 | 4,969,000 |
| Provision for loan losses | 90,000 | 165,000 | 240,000 | 315,000 |
| Pretax income | 266,000 | 532,000 | 795,000 | 901,000 |
| Income tax | 31,000 | 60,000 | 81,000 | 82,000 |
| Net income | 235,000 | 472,000 | 714,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,734,000 | 16,972,000 | 17,215,000 | 17,070,000 |
| Total capital | 17,786,000 | 18,031,000 | 18,311,000 | 18,048,000 |
| Risk-weighted assets | 150,688,000 | 151,879,000 | 157,017,000 | 158,649,000 |