Call reports 2018
CLARION COUNTY COMMUNITY BANK — 2018
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 156,597,000 | 154,522,000 | 159,522,000 | 160,148,000 |
| Total loans | 127,698,000 | 126,712,000 | 127,936,000 | 123,832,000 |
| Allowance for loan losses | 1,308,000 | 1,340,000 | 1,233,000 | 939,000 |
| Securities available for sale | 16,218,000 | 16,525,000 | 17,626,000 | 20,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,796,000 | 132,821,000 | 133,275,000 | 136,477,000 |
| Interest-bearing deposits | 114,212,000 | 110,969,000 | 112,993,000 | 115,171,000 |
| Noninterest-bearing deposits | 20,584,000 | 21,852,000 | 20,282,000 | 21,306,000 |
| Equity capital | 15,435,000 | 15,433,000 | 15,884,000 | 16,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,574,000 | 5,444,000 | 7,376,000 |
| Interest expense | 313,000 | 642,000 | 1,024,000 | 1,424,000 |
| Net interest income | 1,461,000 | 2,932,000 | 4,420,000 | 5,952,000 |
| Noninterest income | 77,000 | 163,000 | 235,000 | 311,000 |
| Noninterest expense | 1,139,000 | 2,280,000 | 3,394,000 | 4,593,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 315,000 |
| Pretax income | 339,000 | 695,000 | 1,079,000 | 1,353,000 |
| Income tax | 53,000 | 112,000 | 172,000 | 210,000 |
| Net income | 286,000 | 583,000 | 907,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,875,000 | 16,173,000 | 16,497,000 | 16,500,000 |
| Total capital | 17,183,000 | 17,513,000 | 17,730,000 | 17,439,000 |
| Risk-weighted assets | 146,148,000 | 145,963,000 | 147,421,000 | 144,382,000 |