Call reports 2017
CLARION COUNTY COMMUNITY BANK — 2017
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 146,206,000 | 149,904,000 | 152,517,000 | 157,301,000 |
| Total loans | 118,607,000 | 122,416,000 | 123,587,000 | 128,798,000 |
| Allowance for loan losses | 1,120,000 | 1,167,000 | 1,197,000 | 1,248,000 |
| Securities available for sale | 14,585,000 | 16,619,000 | 16,316,000 | 17,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,013,000 | 127,269,000 | 129,489,000 | 134,608,000 |
| Interest-bearing deposits | 105,983,000 | 107,375,000 | 108,725,000 | 113,936,000 |
| Noninterest-bearing deposits | 19,030,000 | 19,894,000 | 20,764,000 | 20,672,000 |
| Equity capital | 15,110,000 | 15,458,000 | 15,663,000 | 15,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,179,000 | 4,872,000 | 6,646,000 |
| Interest expense | 236,000 | 490,000 | 772,000 | 1,076,000 |
| Net interest income | 1,321,000 | 2,689,000 | 4,100,000 | 5,570,000 |
| Noninterest income | 95,000 | 193,000 | 301,000 | 390,000 |
| Noninterest expense | 1,138,000 | 2,300,000 | 3,479,000 | 4,657,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 226,000 | 470,000 | 750,000 | 1,071,000 |
| Income tax | 63,000 | 122,000 | 187,000 | 480,000 |
| Net income | 163,000 | 348,000 | 563,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,342,000 | 15,527,000 | 15,743,000 | 15,590,000 |
| Total capital | 16,462,000 | 16,694,000 | 16,940,000 | 16,838,000 |
| Risk-weighted assets | 133,629,000 | 137,562,000 | 142,049,000 | 145,433,000 |