Call reports 2017
SHELBY STATE BANK, THE — 2017
What SHELBY STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 235,154,000 | 250,436,000 | 253,806,000 | 252,265,000 |
| Total loans | 148,661,000 | 154,564,000 | 155,853,000 | 158,229,000 |
| Allowance for loan losses | 1,614,000 | 1,587,000 | 1,663,000 | 1,622,000 |
| Securities available for sale | 64,614,000 | 62,881,000 | 73,788,000 | 72,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,575,000 | 216,811,000 | 222,457,000 | 221,804,000 |
| Interest-bearing deposits | 154,721,000 | 157,120,000 | 159,132,000 | 158,336,000 |
| Noninterest-bearing deposits | 48,854,000 | 59,691,000 | 63,325,000 | 63,468,000 |
| Equity capital | 20,972,000 | 21,517,000 | 21,586,000 | 21,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,066,000 | 4,232,000 | 6,522,000 | 8,830,000 |
| Interest expense | 128,000 | 268,000 | 407,000 | 541,000 |
| Net interest income | 1,938,000 | 3,964,000 | 6,115,000 | 8,289,000 |
| Noninterest income | 859,000 | 1,773,000 | 2,698,000 | 3,548,000 |
| Noninterest expense | 2,350,000 | 4,760,000 | 7,204,000 | 9,620,000 |
| Provision for loan losses | 0 | 60,000 | 170,000 | 200,000 |
| Pretax income | 447,000 | 917,000 | 1,439,000 | 2,021,000 |
| Income tax | 122,000 | 254,000 | 403,000 | 632,000 |
| Net income | 325,000 | 663,000 | 1,036,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,500,000 | 20,598,000 | 20,757,000 | 20,933,000 |
| Total capital | 22,114,000 | 22,185,000 | 22,420,000 | 22,555,000 |
| Risk-weighted assets | 173,958,000 | 180,062,000 | 183,111,000 | 186,193,000 |