Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,401,000 | USD | evidence → |
| Total loans | 21,733,000 | USD | evidence → |
| Allowance for loan losses | 468,000 | USD | evidence → |
| Securities available for sale | 14,730,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,106,000 | USD | evidence → |
| Interest-bearing deposits | 31,945,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,161,000 | USD | evidence → |
| Equity capital | 7,561,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,429,000 | USD | evidence → |
| Interest expense | 279,000 | USD | evidence → |
| Net interest income | 1,150,000 | USD | evidence → |
| Noninterest income | 239,000 | USD | evidence → |
| Noninterest expense | 1,096,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 293,000 | USD | evidence → |
| Income tax | 90,000 | USD | evidence → |
| Net income | 203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,241,000 | USD | evidence → |
| Total capital | 4,547,000 | USD | evidence → |
| Risk-weighted assets | 24,293,000 | USD | evidence → |