Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,055,000 | USD | evidence → |
| Total loans | 18,561,000 | USD | evidence → |
| Allowance for loan losses | 546,000 | USD | evidence → |
| Securities available for sale | 1,505,000 | USD | evidence → |
| Securities held to maturity | 13,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,538,000 | USD | evidence → |
| Interest-bearing deposits | 33,002,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,536,000 | USD | evidence → |
| Equity capital | 7,390,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 537,000 | USD | evidence → |
| Interest expense | 162,000 | USD | evidence → |
| Net interest income | 375,000 | USD | evidence → |
| Noninterest income | 75,000 | USD | evidence → |
| Noninterest expense | 338,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 112,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 73,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,239,000 | USD | evidence → |
| Total capital | 4,516,000 | USD | evidence → |
| Risk-weighted assets | 21,922,000 | USD | evidence → |