Call reports 2022
WASHINGTON STATE BANK — 2022
What WASHINGTON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 492,476,000 | 507,100,000 | 514,652,000 | 525,353,000 |
| Total loans | 227,777,000 | 241,001,000 | 255,403,000 | 263,407,000 |
| Allowance for loan losses | 2,842,000 | 2,860,000 | 2,892,000 | 3,253,000 |
| Securities available for sale | 145,569,000 | 142,332,000 | 73,209,000 | 76,648,000 |
| Securities held to maturity | 83,974,000 | 83,578,000 | 142,367,000 | 141,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,198,000 | 448,493,000 | 449,557,000 | 456,077,000 |
| Interest-bearing deposits | 379,047,000 | 386,972,000 | 389,294,000 | 394,048,000 |
| Noninterest-bearing deposits | 66,151,000 | 61,521,000 | 60,263,000 | 62,029,000 |
| Equity capital | 36,929,000 | 31,094,000 | 28,683,000 | 41,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,999,000 | 8,015,000 | 12,690,000 | 17,962,000 |
| Interest expense | 607,000 | 1,264,000 | 2,230,000 | 3,801,000 |
| Net interest income | 3,392,000 | 6,751,000 | 10,460,000 | 14,161,000 |
| Noninterest income | 416,000 | 733,000 | 1,246,000 | 1,542,000 |
| Noninterest expense | 1,769,000 | 3,496,000 | 5,316,000 | 7,175,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 470,000 |
| Pretax income | 2,009,000 | 3,928,000 | 5,961,000 | 7,719,000 |
| Income tax | 297,000 | 547,000 | 797,000 | 968,000 |
| Net income | 1,712,000 | 3,381,000 | 5,164,000 | 6,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,987,000 | 50,652,000 | 53,337,000 | 62,827,000 |
| Total capital | 52,829,000 | 53,512,000 | 56,229,000 | 66,080,000 |
| Risk-weighted assets | 275,987,000 | 298,763,000 | 317,120,000 | 320,523,000 |