Call reports 2018
WASHINGTON STATE BANK — 2018
What WASHINGTON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 301,890,000 | 313,617,000 | 309,244,000 | 317,889,000 |
| Total loans | 211,776,000 | 216,447,000 | 217,518,000 | 219,721,000 |
| Allowance for loan losses | 2,458,000 | 2,485,000 | 2,516,000 | 2,499,000 |
| Securities available for sale | 72,995,000 | 74,022,000 | 71,715,000 | 76,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,484,000 | 242,438,000 | 240,525,000 | 254,162,000 |
| Interest-bearing deposits | 196,609,000 | 217,402,000 | 215,291,000 | 202,079,000 |
| Noninterest-bearing deposits | 43,875,000 | 25,036,000 | 25,234,000 | 52,083,000 |
| Equity capital | 37,707,000 | 38,917,000 | 39,302,000 | 38,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,922,000 | 5,955,000 | 9,058,000 | 12,285,000 |
| Interest expense | 453,000 | 947,000 | 1,521,000 | 2,153,000 |
| Net interest income | 2,469,000 | 5,008,000 | 7,537,000 | 10,132,000 |
| Noninterest income | 325,000 | 700,000 | 1,038,000 | 1,286,000 |
| Noninterest expense | 1,597,000 | 3,187,000 | 4,830,000 | 6,481,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 1,229,000 | 2,523,000 | 3,718,000 | 4,833,000 |
| Income tax | 219,000 | 439,000 | 613,000 | 787,000 |
| Net income | 1,010,000 | 2,084,000 | 3,105,000 | 4,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,608,000 | 39,683,000 | 40,707,000 | 39,797,000 |
| Total capital | 41,066,000 | 42,168,000 | 43,223,000 | 42,296,000 |
| Risk-weighted assets | 207,674,000 | 213,311,000 | 215,082,000 | 218,071,000 |