Call reports 2017
WASHINGTON STATE BANK — 2017
What WASHINGTON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 301,447,000 | 298,333,000 | 300,010,000 | 303,842,000 |
| Total loans | 204,184,000 | 204,275,000 | 207,436,000 | 209,691,000 |
| Allowance for loan losses | 2,426,000 | 2,395,000 | 2,407,000 | 2,417,000 |
| Securities available for sale | 72,624,000 | 74,967,000 | 71,804,000 | 76,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,579,000 | 240,839,000 | 234,144,000 | 241,373,000 |
| Interest-bearing deposits | 201,654,000 | 196,601,000 | 209,480,000 | 194,080,000 |
| Noninterest-bearing deposits | 43,925,000 | 44,238,000 | 24,664,000 | 47,293,000 |
| Equity capital | 35,944,000 | 37,666,000 | 38,528,000 | 37,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,764,000 | 5,554,000 | 8,376,000 | 11,235,000 |
| Interest expense | 333,000 | 680,000 | 1,056,000 | 1,447,000 |
| Net interest income | 2,431,000 | 4,874,000 | 7,320,000 | 9,788,000 |
| Noninterest income | 485,000 | 878,000 | 1,271,000 | 1,540,000 |
| Noninterest expense | 1,454,000 | 2,962,000 | 4,568,000 | 5,990,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,434,000 | 2,732,000 | 3,941,000 | 5,226,000 |
| Income tax | 365,000 | 685,000 | 967,000 | 1,344,000 |
| Net income | 1,069,000 | 2,047,000 | 2,974,000 | 3,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,567,000 | 37,548,000 | 38,447,000 | 37,611,000 |
| Total capital | 38,993,000 | 39,943,000 | 40,854,000 | 40,028,000 |
| Risk-weighted assets | 202,575,000 | 200,979,000 | 204,427,000 | 206,654,000 |