Call reports 2016
WASHINGTON STATE BANK — 2016
What WASHINGTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 283,009,000 | 293,732,000 | 298,643,000 | 302,337,000 |
| Total loans | 184,679,000 | 190,036,000 | 198,535,000 | 201,728,000 |
| Allowance for loan losses | 2,373,000 | 2,309,000 | 2,342,000 | 2,400,000 |
| Securities available for sale | 80,084,000 | 85,323,000 | 79,391,000 | 76,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,471,000 | 229,989,000 | 229,318,000 | 243,415,000 |
| Interest-bearing deposits | 190,198,000 | 186,278,000 | 187,209,000 | 191,842,000 |
| Noninterest-bearing deposits | 44,273,000 | 43,711,000 | 42,109,000 | 51,573,000 |
| Equity capital | 34,072,000 | 36,086,000 | 36,629,000 | 34,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,624,000 | 5,700,000 | 8,515,000 | 11,235,000 |
| Interest expense | 333,000 | 645,000 | 977,000 | 1,307,000 |
| Net interest income | 2,291,000 | 5,055,000 | 7,538,000 | 9,928,000 |
| Noninterest income | 371,000 | 746,000 | 1,084,000 | 1,376,000 |
| Noninterest expense | 1,417,000 | 2,873,000 | 4,309,000 | 5,881,000 |
| Provision for loan losses | 30,000 | 60,000 | 171,000 | 231,000 |
| Pretax income | 1,244,000 | 2,897,000 | 4,194,000 | 5,227,000 |
| Income tax | 304,000 | 750,000 | 1,046,000 | 1,265,000 |
| Net income | 940,000 | 2,147,000 | 3,148,000 | 3,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,225,000 | 35,433,000 | 36,437,000 | 35,514,000 |
| Total capital | 36,558,000 | 37,742,000 | 38,779,000 | 37,914,000 |
| Risk-weighted assets | 186,631,000 | 192,716,000 | 198,328,000 | 202,555,000 |