Call reports 2015
WASHINGTON STATE BANK — 2015
What WASHINGTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 239,421,000 | 233,092,000 | 237,428,000 | 288,965,000 |
| Total loans | 154,678,000 | 159,642,000 | 161,431,000 | 185,544,000 |
| Allowance for loan losses | 2,664,000 | 2,549,000 | 2,528,000 | 2,614,000 |
| Securities available for sale | 55,826,000 | 48,183,000 | 57,845,000 | 81,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,149,000 | 185,577,000 | 189,043,000 | 240,416,000 |
| Interest-bearing deposits | 160,156,000 | 151,740,000 | 154,820,000 | 191,861,000 |
| Noninterest-bearing deposits | 32,993,000 | 33,837,000 | 34,223,000 | 48,555,000 |
| Equity capital | 33,463,000 | 33,753,000 | 34,293,000 | 33,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,238,000 | 6,426,000 | 8,940,000 |
| Interest expense | 311,000 | 626,000 | 935,000 | 1,267,000 |
| Net interest income | 1,829,000 | 3,612,000 | 5,491,000 | 7,673,000 |
| Noninterest income | 265,000 | 570,000 | 841,000 | 1,063,000 |
| Noninterest expense | 986,000 | 2,021,000 | 3,179,000 | 4,977,000 |
| Provision for loan losses | 0 | 0 | 0 | 90,000 |
| Pretax income | 1,126,000 | 2,179,000 | 3,205,000 | 3,722,000 |
| Income tax | 333,000 | 648,000 | 928,000 | 993,000 |
| Net income | 793,000 | 1,531,000 | 2,277,000 | 2,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,068,000 | 33,806,000 | 34,552,000 | 33,304,000 |
| Total capital | 34,731,000 | 35,775,000 | 36,570,000 | 35,656,000 |
| Risk-weighted assets | 152,129,000 | 156,943,000 | 160,935,000 | 187,859,000 |