Call reports 2013
WASHINGTON STATE BANK — 2013
What WASHINGTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 237,645,000 | 232,507,000 | 236,736,000 | 243,370,000 |
| Total loans | 130,020,000 | 132,838,000 | 133,565,000 | 135,877,000 |
| Allowance for loan losses | 3,626,000 | 3,617,000 | 3,516,000 | 2,910,000 |
| Securities available for sale | 79,636,000 | 79,859,000 | 79,540,000 | 77,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,376,000 | 189,067,000 | 193,981,000 | 196,661,000 |
| Interest-bearing deposits | 165,098,000 | 159,137,000 | 161,847,000 | 160,155,000 |
| Noninterest-bearing deposits | 31,278,000 | 29,930,000 | 32,134,000 | 36,506,000 |
| Equity capital | 31,621,000 | 30,826,000 | 31,992,000 | 30,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,143,000 | 4,250,000 | 6,374,000 | 8,440,000 |
| Interest expense | 414,000 | 806,000 | 1,189,000 | 1,550,000 |
| Net interest income | 1,729,000 | 3,444,000 | 5,185,000 | 6,890,000 |
| Noninterest income | 238,000 | 470,000 | 680,000 | 909,000 |
| Noninterest expense | 879,000 | 1,772,000 | 2,674,000 | 3,934,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,088,000 | 2,142,000 | 3,191,000 | 3,865,000 |
| Income tax | 325,000 | 638,000 | 958,000 | 1,139,000 |
| Net income | 763,000 | 1,504,000 | 2,233,000 | 2,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,821,000 | 31,563,000 | 32,293,000 | 31,203,000 |
| Total capital | 32,456,000 | 33,241,000 | 33,998,000 | 32,930,000 |
| Risk-weighted assets | 128,845,000 | 132,309,000 | 134,585,000 | 137,007,000 |