Call reports 2012
WASHINGTON STATE BANK — 2012
What WASHINGTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,089,000 | 222,442,000 | 225,679,000 | 230,982,000 |
| Total loans | 132,888,000 | 131,885,000 | 131,875,000 | 132,129,000 |
| Allowance for loan losses | 3,342,000 | 3,343,000 | 3,379,000 | 3,620,000 |
| Securities available for sale | 60,303,000 | 72,733,000 | 67,571,000 | 78,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,860,000 | 180,784,000 | 182,987,000 | 189,350,000 |
| Interest-bearing deposits | 158,947,000 | 155,234,000 | 157,024,000 | 157,072,000 |
| Noninterest-bearing deposits | 27,913,000 | 25,550,000 | 25,963,000 | 32,278,000 |
| Equity capital | 30,782,000 | 31,616,000 | 32,496,000 | 31,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,663,000 | 6,920,000 | 9,131,000 |
| Interest expense | 522,000 | 1,019,000 | 1,498,000 | 1,939,000 |
| Net interest income | 1,833,000 | 3,644,000 | 5,422,000 | 7,192,000 |
| Noninterest income | 215,000 | 470,000 | 671,000 | 877,000 |
| Noninterest expense | 875,000 | 1,750,000 | 2,648,000 | 3,893,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 600,000 |
| Pretax income | 1,147,000 | 2,263,000 | 3,269,000 | 3,625,000 |
| Income tax | 345,000 | 690,000 | 993,000 | 1,050,000 |
| Net income | 802,000 | 1,573,000 | 2,276,000 | 2,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,831,000 | 30,601,000 | 31,305,000 | 30,059,000 |
| Total capital | 31,447,000 | 32,218,000 | 32,934,000 | 31,704,000 |
| Risk-weighted assets | 126,804,000 | 126,910,000 | 127,841,000 | 129,670,000 |