Call reports 2011
WASHINGTON STATE BANK — 2011
What WASHINGTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 218,246,000 | 217,997,000 | 223,716,000 | 227,009,000 |
| Total loans | 136,765,000 | 135,498,000 | 135,619,000 | 134,238,000 |
| Allowance for loan losses | 3,130,000 | 3,061,000 | 3,103,000 | 3,362,000 |
| Securities available for sale | 56,117,000 | 55,433,000 | 58,945,000 | 63,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,555,000 | 178,644,000 | 183,442,000 | 188,799,000 |
| Interest-bearing deposits | 158,877,000 | 172,908,000 | 176,132,000 | 180,811,000 |
| Noninterest-bearing deposits | 22,678,000 | 5,736,000 | 7,310,000 | 7,988,000 |
| Equity capital | 29,298,000 | 30,269,000 | 31,210,000 | 30,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,480,000 | 4,903,000 | 7,338,000 | 9,793,000 |
| Interest expense | 699,000 | 1,345,000 | 1,950,000 | 2,519,000 |
| Net interest income | 1,781,000 | 3,558,000 | 5,388,000 | 7,274,000 |
| Noninterest income | 225,000 | 460,000 | 643,000 | 845,000 |
| Noninterest expense | 870,000 | 1,714,000 | 2,575,000 | 3,804,000 |
| Provision for loan losses | 75,000 | 200,000 | 275,000 | 550,000 |
| Pretax income | 1,094,000 | 2,226,000 | 3,318,000 | 3,902,000 |
| Income tax | 339,000 | 697,000 | 1,038,000 | 1,186,000 |
| Net income | 755,000 | 1,529,000 | 2,280,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,574,000 | 29,347,000 | 30,098,000 | 29,028,000 |
| Total capital | 30,188,000 | 30,951,000 | 31,742,000 | 30,670,000 |
| Risk-weighted assets | 128,480,000 | 128,940,000 | 129,287,000 | 129,644,000 |