Call reports 2010
WASHINGTON STATE BANK — 2010
What WASHINGTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 221,745,000 | 215,086,000 | 212,239,000 | 216,593,000 |
| Total loans | 138,231,000 | 141,558,000 | 141,406,000 | 139,355,000 |
| Allowance for loan losses | 2,643,000 | 2,578,000 | 2,629,000 | 3,134,000 |
| Securities available for sale | 51,952,000 | 52,956,000 | 49,308,000 | 47,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,403,000 | 171,093,000 | 167,609,000 | 179,155,000 |
| Interest-bearing deposits | 173,519,000 | 165,867,000 | 162,650,000 | 172,538,000 |
| Noninterest-bearing deposits | 4,884,000 | 5,226,000 | 4,959,000 | 6,617,000 |
| Equity capital | 28,455,000 | 29,354,000 | 30,283,000 | 28,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,245,000 | 7,906,000 | 10,515,000 |
| Interest expense | 839,000 | 1,658,000 | 2,450,000 | 3,227,000 |
| Net interest income | 1,746,000 | 3,587,000 | 5,456,000 | 7,288,000 |
| Noninterest income | 209,000 | 475,000 | 659,000 | 836,000 |
| Noninterest expense | 834,000 | 1,689,000 | 2,556,000 | 3,752,000 |
| Provision for loan losses | 75,000 | 285,000 | 410,000 | 1,085,000 |
| Pretax income | 1,046,000 | 2,113,000 | 3,201,000 | 3,339,000 |
| Income tax | 327,000 | 658,000 | 998,000 | 985,000 |
| Net income | 719,000 | 1,455,000 | 2,203,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,650,000 | 28,386,000 | 29,134,000 | 27,818,000 |
| Total capital | 29,283,000 | 30,059,000 | 30,795,000 | 29,489,000 |
| Risk-weighted assets | 131,420,000 | 132,399,000 | 131,171,000 | 131,450,000 |