Call reports 2009
WASHINGTON STATE BANK — 2009
What WASHINGTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 211,652,000 | 208,005,000 | 212,880,000 | 215,888,000 |
| Total loans | 140,069,000 | 138,063,000 | 137,317,000 | 135,611,000 |
| Allowance for loan losses | 1,957,000 | 2,074,000 | 2,126,000 | 2,791,000 |
| Securities available for sale | 49,274,000 | 50,599,000 | 53,464,000 | 55,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,188,000 | 165,876,000 | 169,185,000 | 173,016,000 |
| Interest-bearing deposits | 164,173,000 | 159,955,000 | 149,668,000 | 165,766,000 |
| Noninterest-bearing deposits | 5,015,000 | 5,921,000 | 19,517,000 | 7,250,000 |
| Equity capital | 27,385,000 | 27,963,000 | 29,235,000 | 27,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,891,000 | 5,698,000 | 8,407,000 | 11,090,000 |
| Interest expense | 1,095,000 | 2,121,000 | 3,098,000 | 3,994,000 |
| Net interest income | 1,796,000 | 3,577,000 | 5,309,000 | 7,096,000 |
| Noninterest income | 211,000 | 424,000 | 652,000 | 868,000 |
| Noninterest expense | 857,000 | 1,766,000 | 2,569,000 | 3,730,000 |
| Provision for loan losses | 75,000 | 285,000 | 410,000 | 1,160,000 |
| Pretax income | 1,075,000 | 2,065,000 | 3,097,000 | 3,189,000 |
| Income tax | 339,000 | 643,000 | 965,000 | 932,000 |
| Net income | 736,000 | 1,422,000 | 2,132,000 | 2,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,839,000 | 27,524,000 | 28,235,000 | 26,931,000 |
| Total capital | 28,479,000 | 29,146,000 | 29,864,000 | 28,021,000 |
| Risk-weighted assets | 131,000,000 | 130,605,000 | 129,027,000 | 127,298,000 |