Call reports 2006
WASHINGTON STATE BANK — 2006
What WASHINGTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 181,995,000 | 190,631,000 | 195,929,000 | 199,558,000 |
| Total loans | 130,945,000 | 138,850,000 | 141,985,000 | 141,446,000 |
| Allowance for loan losses | 1,413,000 | 1,402,000 | 1,374,000 | 1,612,000 |
| Securities available for sale | 41,420,000 | 40,426,000 | 41,706,000 | 43,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,917,000 | 149,555,000 | 155,113,000 | 158,897,000 |
| Interest-bearing deposits | 128,000,000 | 135,618,000 | 140,173,000 | 141,802,000 |
| Noninterest-bearing deposits | 14,917,000 | 13,937,000 | 14,940,000 | 17,095,000 |
| Equity capital | 23,706,000 | 24,204,000 | 25,172,000 | 24,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,541,000 | 5,239,000 | 8,095,000 | 11,062,000 |
| Interest expense | 1,082,000 | 2,311,000 | 3,695,000 | 5,190,000 |
| Net interest income | 1,459,000 | 2,928,000 | 4,400,000 | 5,872,000 |
| Noninterest income | 209,000 | 404,000 | 593,000 | 902,000 |
| Noninterest expense | 664,000 | 1,382,000 | 2,107,000 | 3,163,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 272,000 |
| Pretax income | 992,000 | 1,926,000 | 2,850,000 | 3,339,000 |
| Income tax | 312,000 | 613,000 | 913,000 | 976,000 |
| Net income | 680,000 | 1,313,000 | 1,937,000 | 2,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,158,000 | 24,791,000 | 25,415,000 | 24,490,000 |
| Total capital | 25,571,000 | 26,193,000 | 26,789,000 | 26,102,000 |
| Risk-weighted assets | 118,510,000 | 125,644,000 | 128,795,000 | 128,736,000 |