Call reports 2002
WASHINGTON STATE BANK — 2002
What WASHINGTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 156,209,000 | 157,830,000 | 163,164,000 | 167,752,000 |
| Total loans | 99,931,000 | 100,261,000 | 101,849,000 | 100,060,000 |
| Allowance for loan losses | 1,208,000 | 1,236,000 | 1,283,000 | 1,369,000 |
| Securities available for sale | 37,398,000 | 43,314,000 | 44,585,000 | 53,817,000 |
| Securities held to maturity | 2,549,000 | 1,791,000 | 1,790,000 | 1,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,694,000 | 128,253,000 | 133,200,000 | 138,341,000 |
| Interest-bearing deposits | 109,147,000 | 111,736,000 | 113,873,000 | 121,602,000 |
| Noninterest-bearing deposits | 18,547,000 | 16,517,000 | 19,327,000 | 16,739,000 |
| Equity capital | 17,880,000 | 18,773,000 | 19,509,000 | 19,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 5,081,000 | 7,577,000 | 10,058,000 |
| Interest expense | 1,145,000 | 2,267,000 | 3,379,000 | 4,481,000 |
| Net interest income | 1,391,000 | 2,814,000 | 4,198,000 | 5,577,000 |
| Noninterest income | 165,000 | 329,000 | 476,000 | 712,000 |
| Noninterest expense | 571,000 | 1,192,000 | 1,795,000 | 2,727,000 |
| Provision for loan losses | 110,000 | 155,000 | 200,000 | 345,000 |
| Pretax income | 874,000 | 1,796,000 | 2,679,000 | 3,217,000 |
| Income tax | 269,000 | 552,000 | 836,000 | 997,000 |
| Net income | 605,000 | 1,244,000 | 1,843,000 | 2,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,434,000 | 18,073,000 | 18,673,000 | 18,329,000 |
| Total capital | 18,505,000 | 19,141,000 | 19,755,000 | 19,411,000 |
| Risk-weighted assets | 85,544,000 | 85,580,000 | 86,362,000 | 86,295,000 |