Call reports 2001
WASHINGTON STATE BANK — 2001
What WASHINGTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 144,621,000 | 143,640,000 | 149,501,000 | 153,474,000 |
| Total loans | 101,831,000 | 102,517,000 | 102,286,000 | 102,051,000 |
| Allowance for loan losses | 1,106,000 | 911,000 | 986,000 | 1,109,000 |
| Securities available for sale | 26,449,000 | 27,949,000 | 29,595,000 | 28,856,000 |
| Securities held to maturity | 3,608,000 | 3,021,000 | 3,017,000 | 2,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,615,000 | 113,129,000 | 118,063,000 | 125,662,000 |
| Interest-bearing deposits | 102,542,000 | 102,435,000 | 106,199,000 | 111,362,000 |
| Noninterest-bearing deposits | 12,073,000 | 10,694,000 | 11,864,000 | 14,300,000 |
| Equity capital | 16,663,000 | 17,216,000 | 17,986,000 | 17,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,232,000 | 7,880,000 | 10,579,000 |
| Interest expense | 1,398,000 | 2,818,000 | 4,185,000 | 5,504,000 |
| Net interest income | 1,180,000 | 2,414,000 | 3,695,000 | 5,075,000 |
| Noninterest income | 153,000 | 260,000 | 366,000 | 564,000 |
| Noninterest expense | 566,000 | 1,149,000 | 1,720,000 | 2,551,000 |
| Provision for loan losses | 54,000 | 133,000 | 235,000 | 392,000 |
| Pretax income | 706,000 | 1,385,000 | 2,085,000 | 2,675,000 |
| Income tax | 213,000 | 368,000 | 537,000 | 651,000 |
| Net income | 493,000 | 1,017,000 | 1,548,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,670,000 | 16,752,000 | 17,283,000 | 16,829,000 |
| Total capital | 17,776,000 | 17,663,000 | 18,269,000 | 17,898,000 |
| Risk-weighted assets | 87,266,000 | 85,189,000 | 86,481,000 | 85,449,000 |