Call reports 2025
AMERICAN NATIONAL BANK — 2025
What AMERICAN NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,209,470,000 | 5,065,384,000 | 5,268,143,000 | 5,227,427,000 |
| Total loans | 3,712,745,000 | 3,795,784,000 | 3,820,743,000 | 3,839,737,000 |
| Allowance for loan losses | 43,295,000 | 41,224,000 | 43,877,000 | 44,507,000 |
| Securities available for sale | 977,796,000 | 1,020,725,000 | 1,018,096,000 | 1,029,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,660,164,000 | 4,503,474,000 | 4,664,136,000 | 4,590,804,000 |
| Interest-bearing deposits | 3,651,241,000 | 3,546,719,000 | 3,655,909,000 | 3,617,046,000 |
| Noninterest-bearing deposits | 1,008,923,000 | 956,755,000 | 1,008,227,000 | 973,758,000 |
| Equity capital | 479,723,000 | 482,404,000 | 514,354,000 | 538,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 65,047,000 | 133,374,000 | 203,034,000 | 274,220,000 |
| Interest expense | 26,201,000 | 52,850,000 | 79,344,000 | 104,767,000 |
| Net interest income | 38,846,000 | 80,524,000 | 123,690,000 | 169,453,000 |
| Noninterest income | 4,152,000 | 8,267,000 | 14,178,000 | 19,060,000 |
| Noninterest expense | 25,051,000 | 51,884,000 | 79,193,000 | 106,867,000 |
| Provision for loan losses | 3,000,000 | 5,950,000 | 9,100,000 | 12,400,000 |
| Pretax income | 14,868,000 | 30,807,000 | 49,472,000 | 69,236,000 |
| Income tax | 371,000 | 874,000 | 1,267,000 | 1,452,000 |
| Net income | 14,497,000 | 29,933,000 | 48,205,000 | 67,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 503,881,000 | 511,308,000 | 524,256,000 | 543,834,000 |
| Total capital | 548,876,000 | 554,232,000 | 569,933,000 | 590,141,000 |
| Risk-weighted assets | 4,065,775,000 | 4,153,263,000 | 4,167,401,000 | 4,208,277,000 |