Call reports 2023
AMERICAN NATIONAL BANK — 2023
What AMERICAN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,013,389,000 | 5,051,600,000 | 4,877,141,000 | 4,889,193,000 |
| Total loans | 3,958,801,000 | 3,932,047,000 | 3,817,314,000 | 3,765,412,000 |
| Allowance for loan losses | 66,668,000 | 60,574,000 | 60,079,000 | 57,838,000 |
| Securities available for sale | 920,366,000 | 904,436,000 | 877,440,000 | 910,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,979,319,000 | 3,970,238,000 | 4,136,849,000 | 4,223,367,000 |
| Interest-bearing deposits | 2,789,385,000 | 2,883,847,000 | 3,080,574,000 | 3,207,096,000 |
| Noninterest-bearing deposits | 1,189,934,000 | 1,086,391,000 | 1,056,275,000 | 1,016,271,000 |
| Equity capital | 421,199,000 | 423,610,000 | 402,994,000 | 434,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 55,972,000 | 116,525,000 | 178,477,000 | 239,856,000 |
| Interest expense | 16,364,000 | 38,713,000 | 63,880,000 | 90,175,000 |
| Net interest income | 39,608,000 | 77,812,000 | 114,597,000 | 149,681,000 |
| Noninterest income | 3,959,000 | 11,151,000 | 15,238,000 | 19,405,000 |
| Noninterest expense | 27,675,000 | 54,433,000 | 78,720,000 | 101,207,000 |
| Provision for loan losses | -3,200,000 | -3,200,000 | -3,200,000 | -3,200,000 |
| Pretax income | 19,348,000 | 37,986,000 | 54,781,000 | 71,545,000 |
| Income tax | 382,000 | 806,000 | 1,041,000 | 1,497,000 |
| Net income | 18,966,000 | 37,180,000 | 53,740,000 | 70,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,110,000 | 465,542,000 | 470,943,000 | 464,886,000 |
| Total capital | 510,527,000 | 519,569,000 | 523,022,000 | 516,009,000 |
| Risk-weighted assets | 4,340,705,000 | 4,313,469,000 | 4,156,180,000 | 4,080,990,000 |