Call reports 2016
AMERICAN NATIONAL BANK — 2016
What AMERICAN NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,958,233,000 | 2,920,317,000 | 3,026,499,000 | 3,311,062,000 |
| Total loans | 2,214,675,000 | 2,263,870,000 | 2,357,321,000 | 2,595,597,000 |
| Allowance for loan losses | 23,921,000 | 24,810,000 | 25,381,000 | 25,388,000 |
| Securities available for sale | 270,175,000 | 234,661,000 | 232,892,000 | 530,006,000 |
| Securities held to maturity | 262,653,000 | 270,435,000 | 282,011,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,496,554,000 | 2,354,665,000 | 2,452,929,000 | 2,681,942,000 |
| Interest-bearing deposits | 1,865,095,000 | 1,747,613,000 | 1,804,674,000 | 1,924,257,000 |
| Noninterest-bearing deposits | 631,459,000 | 607,052,000 | 648,255,000 | 757,685,000 |
| Equity capital | 281,801,000 | 277,272,000 | 281,413,000 | 311,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 26,811,000 | 53,610,000 | 81,010,000 | 111,732,000 |
| Interest expense | 1,951,000 | 3,875,000 | 5,838,000 | 7,837,000 |
| Net interest income | 24,860,000 | 49,735,000 | 75,172,000 | 103,895,000 |
| Noninterest income | 4,378,000 | 9,365,000 | 14,706,000 | 19,970,000 |
| Noninterest expense | 20,329,000 | 39,939,000 | 59,955,000 | 81,037,000 |
| Provision for loan losses | 1,050,000 | 2,450,000 | 3,600,000 | 5,175,000 |
| Pretax income | 7,864,000 | 17,692,000 | 27,585,000 | 38,915,000 |
| Income tax | 267,000 | 470,000 | 734,000 | 1,047,000 |
| Net income | 7,597,000 | 17,222,000 | 26,851,000 | 37,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,931,000 | 272,830,000 | 276,479,000 | 292,973,000 |
| Total capital | 300,449,000 | 298,237,000 | 302,457,000 | 318,983,000 |
| Risk-weighted assets | 2,545,836,000 | 2,563,795,000 | 2,675,613,000 | 2,914,188,000 |