Call reports 2015
AMERICAN NATIONAL BANK — 2015
What AMERICAN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,276,518,000 | 2,300,652,000 | 2,854,922,000 | 2,957,377,000 |
| Total loans | 1,675,742,000 | 1,794,058,000 | 2,096,331,000 | 2,201,535,000 |
| Allowance for loan losses | 19,496,000 | 19,791,000 | 22,974,000 | 23,343,000 |
| Securities available for sale | 189,954,000 | 182,228,000 | 277,455,000 | 280,402,000 |
| Securities held to maturity | 217,823,000 | 211,689,000 | 268,539,000 | 264,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,872,524,000 | 1,879,911,000 | 2,339,218,000 | 2,409,292,000 |
| Interest-bearing deposits | 1,412,939,000 | 1,435,274,000 | 1,744,106,000 | 1,755,612,000 |
| Noninterest-bearing deposits | 459,585,000 | 444,637,000 | 595,112,000 | 653,680,000 |
| Equity capital | 223,363,000 | 210,239,000 | 273,807,000 | 276,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,388,000 | 41,420,000 | 76,935,000 | 103,150,000 |
| Interest expense | 1,496,000 | 3,139,000 | 5,432,000 | 7,343,000 |
| Net interest income | 18,892,000 | 38,281,000 | 71,503,000 | 95,807,000 |
| Noninterest income | 3,732,000 | 8,281,000 | 13,827,000 | 18,811,000 |
| Noninterest expense | 14,540,000 | 30,062,000 | 55,142,000 | 74,333,000 |
| Provision for loan losses | 650,000 | 825,000 | 1,127,000 | 1,867,000 |
| Pretax income | 7,663,000 | 15,904,000 | 30,060,000 | 39,534,000 |
| Income tax | 279,000 | 495,000 | 784,000 | 967,000 |
| Net income | 7,384,000 | 15,409,000 | 29,276,000 | 38,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,328,000 | 199,341,000 | 264,481,000 | 268,198,000 |
| Total capital | 232,238,000 | 219,546,000 | 287,945,000 | 292,106,000 |
| Risk-weighted assets | 1,876,759,000 | 2,009,611,000 | 2,413,216,000 | 2,536,890,000 |