Call reports 2014
AMERICAN NATIONAL BANK — 2014
What AMERICAN NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,104,980,000 | 2,202,155,000 | 2,164,816,000 | 2,189,966,000 |
| Total loans | 1,466,282,000 | 1,576,846,000 | 1,597,615,000 | 1,640,360,000 |
| Allowance for loan losses | 17,830,000 | 18,308,000 | 18,910,000 | 19,044,000 |
| Securities available for sale | 279,862,000 | 274,624,000 | 232,618,000 | 211,815,000 |
| Securities held to maturity | 224,664,000 | 221,679,000 | 220,153,000 | 222,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,741,223,000 | 1,644,374,000 | 1,763,074,000 | 1,756,691,000 |
| Interest-bearing deposits | 1,339,888,000 | 1,231,383,000 | 1,349,293,000 | 1,321,867,000 |
| Noninterest-bearing deposits | 401,335,000 | 412,991,000 | 413,781,000 | 434,824,000 |
| Equity capital | 221,488,000 | 216,348,000 | 216,955,000 | 217,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,874,000 | 40,349,000 | 61,296,000 | 82,104,000 |
| Interest expense | 1,297,000 | 2,599,000 | 3,911,000 | 5,350,000 |
| Net interest income | 18,577,000 | 37,750,000 | 57,385,000 | 76,754,000 |
| Noninterest income | 3,696,000 | 7,920,000 | 12,209,000 | 17,213,000 |
| Noninterest expense | 14,354,000 | 28,448,000 | 42,711,000 | 56,978,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,550,000 | 2,050,000 |
| Pretax income | 7,939,000 | 17,149,000 | 26,311,000 | 36,020,000 |
| Income tax | 214,000 | 484,000 | 748,000 | 891,000 |
| Net income | 7,725,000 | 16,665,000 | 25,563,000 | 35,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,767,000 | 201,360,000 | 202,837,000 | 204,482,000 |
| Total capital | 224,929,000 | 220,000,000 | 222,079,000 | 223,784,000 |
| Risk-weighted assets | 1,640,991,000 | 1,742,322,000 | 1,744,517,000 | 1,793,509,000 |