Call reports 2013
AMERICAN NATIONAL BANK — 2013
What AMERICAN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,041,160,000 | 2,022,178,000 | 2,104,187,000 | 2,147,333,000 |
| Total loans | 1,301,011,000 | 1,322,414,000 | 1,372,513,000 | 1,463,490,000 |
| Allowance for loan losses | 17,743,000 | 17,619,000 | 17,575,000 | 17,721,000 |
| Securities available for sale | 357,324,000 | 365,964,000 | 383,237,000 | 338,562,000 |
| Securities held to maturity | 220,478,000 | 223,137,000 | 228,287,000 | 225,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,671,951,000 | 1,640,712,000 | 1,636,122,000 | 1,654,561,000 |
| Interest-bearing deposits | 1,318,141,000 | 1,275,235,000 | 1,263,126,000 | 1,256,684,000 |
| Noninterest-bearing deposits | 353,810,000 | 365,477,000 | 372,996,000 | 397,877,000 |
| Equity capital | 223,370,000 | 209,904,000 | 212,703,000 | 213,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 19,254,000 | 38,887,000 | 58,673,000 | 78,707,000 |
| Interest expense | 1,662,000 | 3,190,000 | 4,528,000 | 5,833,000 |
| Net interest income | 17,592,000 | 35,697,000 | 54,145,000 | 72,874,000 |
| Noninterest income | 5,160,000 | 9,925,000 | 13,908,000 | 17,639,000 |
| Noninterest expense | 13,787,000 | 27,828,000 | 41,300,000 | 54,991,000 |
| Provision for loan losses | 100,000 | 100,000 | 350,000 | 1,100,000 |
| Pretax income | 10,016,000 | 19,967,000 | 28,646,000 | 36,755,000 |
| Income tax | 223,000 | 470,000 | 717,000 | 952,000 |
| Net income | 9,793,000 | 19,497,000 | 27,929,000 | 35,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,563,000 | 194,666,000 | 196,993,000 | 198,964,000 |
| Total capital | 215,560,000 | 212,728,000 | 214,991,000 | 217,026,000 |
| Risk-weighted assets | 1,455,652,000 | 1,487,095,000 | 1,560,662,000 | 1,639,036,000 |