Call reports 2012
AMERICAN NATIONAL BANK — 2012
What AMERICAN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,127,874,000 | 2,055,895,000 | 2,021,780,000 | 2,029,920,000 |
| Total loans | 1,235,862,000 | 1,273,238,000 | 1,287,173,000 | 1,331,113,000 |
| Allowance for loan losses | 17,988,000 | 18,050,000 | 17,583,000 | 18,064,000 |
| Securities available for sale | 525,602,000 | 450,206,000 | 384,925,000 | 344,428,000 |
| Securities held to maturity | 118,820,000 | 212,670,000 | 213,602,000 | 213,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,685,336,000 | 1,596,846,000 | 1,584,483,000 | 1,640,623,000 |
| Interest-bearing deposits | 1,345,844,000 | 1,261,984,000 | 1,236,826,000 | 1,251,373,000 |
| Noninterest-bearing deposits | 339,492,000 | 334,862,000 | 347,657,000 | 389,250,000 |
| Equity capital | 234,665,000 | 236,481,000 | 244,066,000 | 223,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 20,207,000 | 40,343,000 | 60,812,000 | 81,460,000 |
| Interest expense | 2,858,000 | 5,360,000 | 7,629,000 | 9,472,000 |
| Net interest income | 17,349,000 | 34,983,000 | 53,183,000 | 71,988,000 |
| Noninterest income | 5,656,000 | 11,307,000 | 16,942,000 | 23,000,000 |
| Noninterest expense | 14,167,000 | 28,199,000 | 42,108,000 | 57,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 750,000 |
| Pretax income | 9,311,000 | 18,849,000 | 28,485,000 | 38,079,000 |
| Income tax | 287,000 | 513,000 | 740,000 | 965,000 |
| Net income | 9,024,000 | 18,336,000 | 27,745,000 | 37,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,079,000 | 205,202,000 | 211,808,000 | 195,177,000 |
| Total capital | 220,924,000 | 222,613,000 | 229,477,000 | 213,414,000 |
| Risk-weighted assets | 1,346,064,000 | 1,391,905,000 | 1,413,388,000 | 1,458,848,000 |