Call reports 2010
AMERICAN NATIONAL BANK — 2010
What AMERICAN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,687,469,000 | 1,672,281,000 | 1,748,308,000 | 1,687,949,000 |
| Total loans | 1,192,674,000 | 1,182,842,000 | 1,181,306,000 | 1,167,239,000 |
| Allowance for loan losses | 24,081,000 | 22,555,000 | 21,885,000 | 19,628,000 |
| Securities available for sale | 284,442,000 | 325,898,000 | 368,446,000 | 386,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,353,080,000 | 1,324,474,000 | 1,385,159,000 | 1,316,896,000 |
| Interest-bearing deposits | 1,077,861,000 | 1,031,456,000 | 1,088,855,000 | 1,021,548,000 |
| Noninterest-bearing deposits | 275,219,000 | 293,018,000 | 296,304,000 | 295,348,000 |
| Equity capital | 189,470,000 | 193,343,000 | 200,291,000 | 202,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 20,905,000 | 42,133,000 | 63,188,000 | 83,926,000 |
| Interest expense | 5,268,000 | 8,151,000 | 11,913,000 | 15,507,000 |
| Net interest income | 15,637,000 | 33,982,000 | 51,275,000 | 68,419,000 |
| Noninterest income | 3,148,000 | 8,023,000 | 14,004,000 | 19,721,000 |
| Noninterest expense | 11,180,000 | 25,720,000 | 39,569,000 | 51,949,000 |
| Provision for loan losses | 500,000 | 500,000 | 1,250,000 | 2,000,000 |
| Pretax income | 7,497,000 | 16,390,000 | 25,235,000 | 34,970,000 |
| Income tax | 244,000 | 452,000 | 661,000 | 832,000 |
| Net income | 7,253,000 | 15,938,000 | 24,574,000 | 34,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,663,000 | 175,492,000 | 180,272,000 | 189,963,000 |
| Total capital | 189,420,000 | 190,885,000 | 195,583,000 | 205,252,000 |
| Risk-weighted assets | 1,251,968,000 | 1,224,055,000 | 1,218,002,000 | 1,218,363,000 |