Call reports 2009
AMERICAN NATIONAL BANK — 2009
What AMERICAN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,775,631,000 | 1,673,403,000 | 1,715,362,000 | 1,655,960,000 |
| Total loans | 1,319,912,000 | 1,293,400,000 | 1,256,685,000 | 1,196,000,000 |
| Allowance for loan losses | 23,410,000 | 25,848,000 | 26,308,000 | 24,007,000 |
| Securities available for sale | 280,943,000 | 254,037,000 | 258,925,000 | 265,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 19,000 | 366,000 | 49,000 | 114,000 |
| Total deposits | 1,366,216,000 | 1,304,496,000 | 1,291,256,000 | 1,304,356,000 |
| Interest-bearing deposits | 1,076,533,000 | 1,030,635,000 | 1,013,671,000 | 1,017,664,000 |
| Noninterest-bearing deposits | 289,683,000 | 273,861,000 | 277,585,000 | 286,692,000 |
| Equity capital | 171,453,000 | 174,476,000 | 181,763,000 | 187,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 23,598,000 | 47,565,000 | 70,867,000 | 93,362,000 |
| Interest expense | 6,979,000 | 13,396,000 | 19,206,000 | 24,841,000 |
| Net interest income | 16,619,000 | 34,169,000 | 51,661,000 | 68,521,000 |
| Noninterest income | 4,379,000 | 10,877,000 | 14,625,000 | 19,712,000 |
| Noninterest expense | 11,094,000 | 23,045,000 | 34,038,000 | 45,611,000 |
| Provision for loan losses | 5,000,000 | 9,000,000 | 12,750,000 | 15,000,000 |
| Pretax income | 5,117,000 | 13,214,000 | 19,818,000 | 27,942,000 |
| Income tax | 77,000 | 246,000 | 416,000 | 588,000 |
| Net income | 5,040,000 | 12,968,000 | 19,402,000 | 27,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,327,000 | 159,530,000 | 163,140,000 | 171,267,000 |
| Total capital | 173,669,000 | 176,089,000 | 179,427,000 | 187,079,000 |
| Risk-weighted assets | 1,380,881,000 | 1,315,081,000 | 1,292,604,000 | 1,256,453,000 |