Call reports 2008
AMERICAN NATIONAL BANK — 2008
What AMERICAN NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,677,421,000 | 1,729,538,000 | 1,713,382,000 | 1,780,198,000 |
| Total loans | 1,293,039,000 | 1,316,282,000 | 1,349,860,000 | 1,358,412,000 |
| Allowance for loan losses | 17,654,000 | 16,396,000 | 18,092,000 | 20,471,000 |
| Securities available for sale | 230,304,000 | 259,806,000 | 236,654,000 | 265,687,000 |
| Securities held to maturity | 545,000 | 414,000 | 0 | 0 |
| Trading assets | 0 | 0 | 72,000 | 0 |
| Total deposits | 1,362,430,000 | 1,334,019,000 | 1,324,412,000 | 1,326,489,000 |
| Interest-bearing deposits | 1,135,713,000 | 1,086,990,000 | 1,104,620,000 | 1,096,439,000 |
| Noninterest-bearing deposits | 226,717,000 | 247,029,000 | 219,792,000 | 230,050,000 |
| Equity capital | 155,372,000 | 151,593,000 | 166,992,000 | 169,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 26,258,000 | 52,199,000 | 78,475,000 | 104,529,000 |
| Interest expense | 10,546,000 | 19,644,000 | 28,398,000 | 36,284,000 |
| Net interest income | 15,712,000 | 32,555,000 | 50,077,000 | 68,245,000 |
| Noninterest income | 3,884,000 | 7,845,000 | 11,015,000 | 8,968,000 |
| Noninterest expense | 10,440,000 | 21,610,000 | 32,510,000 | 42,867,000 |
| Provision for loan losses | 4,500,000 | 9,400,000 | 13,800,000 | 21,200,000 |
| Pretax income | 4,674,000 | 9,394,000 | 14,695,000 | 13,505,000 |
| Income tax | -32,000 | 133,000 | 298,000 | 429,000 |
| Net income | 4,706,000 | 9,261,000 | 14,397,000 | 13,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,930,000 | 141,574,000 | 156,352,000 | 155,162,000 |
| Total capital | 157,394,000 | 157,970,000 | 174,076,000 | 172,880,000 |
| Risk-weighted assets | 1,396,965,000 | 1,421,757,000 | 1,417,089,000 | 1,414,296,000 |