Call reports 2007
AMERICAN NATIONAL BANK — 2007
What AMERICAN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,646,434,000 | 1,633,583,000 | 1,682,502,000 | 1,634,242,000 |
| Total loans | 1,320,437,000 | 1,338,737,000 | 1,346,589,000 | 1,303,616,000 |
| Allowance for loan losses | 16,147,000 | 17,245,000 | 17,690,000 | 15,793,000 |
| Securities available for sale | 209,550,000 | 183,098,000 | 215,486,000 | 187,031,000 |
| Securities held to maturity | 1,328,000 | 1,075,000 | 858,000 | 686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,317,917,000 | 1,276,070,000 | 1,341,387,000 | 1,312,743,000 |
| Interest-bearing deposits | 1,079,877,000 | 1,053,240,000 | 1,112,040,000 | 1,095,158,000 |
| Noninterest-bearing deposits | 238,040,000 | 222,830,000 | 229,347,000 | 217,585,000 |
| Equity capital | 146,416,000 | 142,430,000 | 144,909,000 | 153,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 26,510,000 | 54,406,000 | 82,670,000 | 110,718,000 |
| Interest expense | 11,323,000 | 23,432,000 | 35,741,000 | 47,661,000 |
| Net interest income | 15,187,000 | 30,974,000 | 46,929,000 | 63,057,000 |
| Noninterest income | 3,104,000 | 6,243,000 | 9,840,000 | 13,053,000 |
| Noninterest expense | 9,380,000 | 19,464,000 | 29,340,000 | 39,964,000 |
| Provision for loan losses | 2,100,000 | 3,990,000 | 5,590,000 | 7,040,000 |
| Pretax income | 6,811,000 | 13,763,000 | 21,961,000 | 29,300,000 |
| Income tax | 201,000 | 415,000 | 631,000 | 704,000 |
| Net income | 6,610,000 | 13,348,000 | 21,330,000 | 28,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,634,000 | 132,058,000 | 132,721,000 | 140,188,000 |
| Total capital | 150,781,000 | 149,303,000 | 150,412,000 | 155,981,000 |
| Risk-weighted assets | 1,409,513,000 | 1,408,769,000 | 1,421,022,000 | 1,499,438,000 |