Call reports 2006
AMERICAN NATIONAL BANK — 2006
What AMERICAN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,550,132,000 | 1,590,106,000 | 1,586,030,000 | 1,592,805,000 |
| Total loans | 1,261,290,000 | 1,283,951,000 | 1,278,845,000 | 1,297,636,000 |
| Allowance for loan losses | 15,553,000 | 15,598,000 | 15,628,000 | 14,584,000 |
| Securities available for sale | 181,269,000 | 185,385,000 | 195,515,000 | 178,749,000 |
| Securities held to maturity | 0 | 0 | 1,868,000 | 1,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,291,810,000 | 1,297,703,000 | 1,299,124,000 | 1,296,130,000 |
| Interest-bearing deposits | 1,059,056,000 | 1,049,261,000 | 1,079,206,000 | 1,063,851,000 |
| Noninterest-bearing deposits | 232,754,000 | 248,442,000 | 219,918,000 | 232,279,000 |
| Equity capital | 133,756,000 | 131,921,000 | 138,406,000 | 144,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 22,629,000 | 47,533,000 | 73,518,000 | 100,160,000 |
| Interest expense | 8,916,000 | 18,939,000 | 29,844,000 | 40,956,000 |
| Net interest income | 13,713,000 | 28,594,000 | 43,674,000 | 59,204,000 |
| Noninterest income | 3,023,000 | 6,692,000 | 10,261,000 | 13,124,000 |
| Noninterest expense | 8,900,000 | 18,171,000 | 27,524,000 | 36,308,000 |
| Provision for loan losses | 1,330,000 | 2,530,000 | 3,770,000 | 6,420,000 |
| Pretax income | 6,545,000 | 14,624,000 | 22,680,000 | 29,639,000 |
| Income tax | 215,000 | 448,000 | 683,000 | 822,000 |
| Net income | 6,330,000 | 14,176,000 | 21,997,000 | 28,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,803,000 | 122,463,000 | 126,281,000 | 133,329,000 |
| Total capital | 138,356,000 | 138,061,000 | 141,909,000 | 147,913,000 |
| Risk-weighted assets | 1,349,094,000 | 1,373,427,000 | 1,381,707,000 | 1,391,128,000 |