Call reports 2005
AMERICAN NATIONAL BANK — 2005
What AMERICAN NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,446,191,000 | 1,478,061,000 | 1,524,458,000 | 1,537,850,000 |
| Total loans | 1,151,274,000 | 1,192,533,000 | 1,244,374,000 | 1,220,291,000 |
| Allowance for loan losses | 14,844,000 | 15,055,000 | 15,886,000 | 14,812,000 |
| Securities available for sale | 194,684,000 | 187,273,000 | 173,763,000 | 174,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,192,390,000 | 1,172,014,000 | 1,232,270,000 | 1,248,614,000 |
| Interest-bearing deposits | 980,434,000 | 958,296,000 | 1,009,510,000 | 1,020,852,000 |
| Noninterest-bearing deposits | 211,956,000 | 213,718,000 | 222,760,000 | 227,762,000 |
| Equity capital | 122,723,000 | 122,200,000 | 130,762,000 | 132,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 19,072,000 | 39,359,000 | 61,800,000 | 84,953,000 |
| Interest expense | 5,515,000 | 11,966,000 | 19,856,000 | 28,808,000 |
| Net interest income | 13,557,000 | 27,393,000 | 41,944,000 | 56,145,000 |
| Noninterest income | 3,444,000 | 8,009,000 | 11,410,000 | 14,982,000 |
| Noninterest expense | 8,726,000 | 17,648,000 | 26,353,000 | 35,326,000 |
| Provision for loan losses | 1,644,000 | 2,605,000 | 4,569,000 | 5,772,000 |
| Pretax income | 6,689,000 | 15,101,000 | 22,411,000 | 30,057,000 |
| Income tax | 192,000 | 376,000 | 586,000 | 841,000 |
| Net income | 6,497,000 | 14,725,000 | 21,825,000 | 29,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,185,000 | 108,291,000 | 118,276,000 | 121,054,000 |
| Total capital | 124,029,000 | 123,346,000 | 134,162,000 | 135,866,000 |
| Risk-weighted assets | 1,224,734,000 | 1,265,040,000 | 1,323,365,000 | 1,319,376,000 |