Call reports 2004
AMERICAN NATIONAL BANK — 2004
What AMERICAN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 997,562,000 | 994,855,000 | 1,006,461,000 | 1,044,714,000 |
| Total loans | 818,586,000 | 809,843,000 | 828,071,000 | 863,054,000 |
| Allowance for loan losses | 11,313,000 | 11,247,000 | 11,159,000 | 11,254,000 |
| Securities available for sale | 121,477,000 | 118,155,000 | 118,616,000 | 112,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,800,000 | 791,813,000 | 827,730,000 | 860,200,000 |
| Interest-bearing deposits | 640,592,000 | 630,065,000 | 662,789,000 | 690,006,000 |
| Noninterest-bearing deposits | 149,208,000 | 161,748,000 | 164,941,000 | 170,194,000 |
| Equity capital | 81,534,000 | 79,655,000 | 81,376,000 | 85,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 13,463,000 | 27,302,000 | 40,715,000 | 55,019,000 |
| Interest expense | 3,518,000 | 7,086,000 | 10,688,000 | 14,537,000 |
| Net interest income | 9,945,000 | 20,216,000 | 30,027,000 | 40,482,000 |
| Noninterest income | 2,886,000 | 7,715,000 | 11,238,000 | 14,035,000 |
| Noninterest expense | 6,264,000 | 13,310,000 | 19,886,000 | 26,830,000 |
| Provision for loan losses | 1,222,000 | 2,303,000 | 3,203,000 | 4,541,000 |
| Pretax income | 5,345,000 | 12,318,000 | 18,176,000 | 23,146,000 |
| Income tax | 82,000 | 174,000 | 269,000 | 376,000 |
| Net income | 5,263,000 | 12,144,000 | 17,907,000 | 22,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,470,000 | 79,307,000 | 79,580,000 | 84,576,000 |
| Total capital | 89,066,000 | 90,077,000 | 90,739,000 | 95,830,000 |
| Risk-weighted assets | 853,631,000 | 861,102,000 | 892,640,000 | 929,153,000 |