Call reports 2003
AMERICAN NATIONAL BANK — 2003
What AMERICAN NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 835,858,000 | 908,270,000 | 927,785,000 | 961,883,000 |
| Total loans | 669,786,000 | 723,271,000 | 748,639,000 | 785,305,000 |
| Allowance for loan losses | 10,099,000 | 10,337,000 | 10,744,000 | 10,554,000 |
| Securities available for sale | 92,538,000 | 102,490,000 | 116,556,000 | 121,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,583,000 | 738,536,000 | 754,734,000 | 749,608,000 |
| Interest-bearing deposits | 524,255,000 | 578,279,000 | 603,920,000 | 594,608,000 |
| Noninterest-bearing deposits | 151,328,000 | 160,257,000 | 150,814,000 | 155,000,000 |
| Equity capital | 67,543,000 | 71,156,000 | 72,889,000 | 75,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 13,295,000 | 27,474,000 | 42,015,000 | 55,786,000 |
| Interest expense | 3,530,000 | 7,288,000 | 10,862,000 | 14,369,000 |
| Net interest income | 9,765,000 | 20,186,000 | 31,153,000 | 41,417,000 |
| Noninterest income | 2,468,000 | 5,205,000 | 7,711,000 | 10,322,000 |
| Noninterest expense | 5,803,000 | 12,369,000 | 19,058,000 | 25,569,000 |
| Provision for loan losses | 1,260,000 | 2,220,000 | 3,325,000 | 4,125,000 |
| Pretax income | 5,170,000 | 10,853,000 | 16,565,000 | 22,129,000 |
| Income tax | 77,000 | 158,000 | 245,000 | 337,000 |
| Net income | 5,093,000 | 10,695,000 | 16,320,000 | 21,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,241,000 | 67,747,000 | 70,761,000 | 73,420,000 |
| Total capital | 73,281,000 | 77,399,000 | 80,672,000 | 83,729,000 |
| Risk-weighted assets | 716,706,000 | 770,987,000 | 795,568,000 | 828,822,000 |