Call reports 2002
AMERICAN NATIONAL BANK — 2002
What AMERICAN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 729,945,000 | 771,176,000 | 820,812,000 | 833,082,000 |
| Total loans | 577,522,000 | 611,463,000 | 637,442,000 | 670,800,000 |
| Allowance for loan losses | 8,367,000 | 8,946,000 | 9,428,000 | 8,998,000 |
| Securities available for sale | 111,747,000 | 113,575,000 | 109,712,000 | 100,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,828,000 | 651,107,000 | 679,609,000 | 660,147,000 |
| Interest-bearing deposits | 519,955,000 | 522,889,000 | 535,832,000 | 512,454,000 |
| Noninterest-bearing deposits | 111,873,000 | 128,218,000 | 143,777,000 | 147,693,000 |
| Equity capital | 58,991,000 | 63,924,000 | 66,356,000 | 66,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,042,000 | 26,011,000 | 39,398,000 | 53,244,000 |
| Interest expense | 4,310,000 | 8,318,000 | 12,414,000 | 16,396,000 |
| Net interest income | 8,732,000 | 17,693,000 | 26,984,000 | 36,848,000 |
| Noninterest income | 2,284,000 | 4,791,000 | 7,051,000 | 9,245,000 |
| Noninterest expense | 5,057,000 | 10,115,000 | 15,203,000 | 20,847,000 |
| Provision for loan losses | 1,801,000 | 3,037,000 | 4,423,000 | 5,573,000 |
| Pretax income | 4,158,000 | 9,332,000 | 14,589,000 | 19,853,000 |
| Income tax | 23,000 | -45,000 | 31,000 | 110,000 |
| Net income | 4,135,000 | 9,377,000 | 14,558,000 | 19,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,895,000 | 60,363,000 | 62,851,000 | 63,327,000 |
| Total capital | 65,144,000 | 68,958,000 | 71,637,000 | 72,308,000 |
| Risk-weighted assets | 647,526,000 | 678,358,000 | 693,055,000 | 710,698,000 |