Call reports 2026
OAKSTAR BANK — 2026
What OAKSTAR BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,135,122,000 | 3,287,696,000 |
| Total loans | 2,795,714,000 | 2,897,154,000 |
| Allowance for loan losses | 34,044,000 | 34,256,000 |
| Securities available for sale | 102,426,000 | 102,092,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,744,392,000 | 2,849,812,000 |
| Interest-bearing deposits | 2,385,905,000 | 2,479,985,000 |
| Noninterest-bearing deposits | 358,487,000 | 369,827,000 |
| Equity capital | 315,258,000 | 327,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 47,083,000 | 97,699,000 |
| Interest expense | 16,758,000 | 34,578,000 |
| Net interest income | 30,325,000 | 63,121,000 |
| Noninterest income | 3,719,000 | 7,717,000 |
| Noninterest expense | 19,393,000 | 40,015,000 |
| Provision for loan losses | 1,175,000 | 1,876,000 |
| Pretax income | 13,418,000 | 28,635,000 |
| Income tax | 2,110,000 | 5,316,000 |
| Net income | 11,308,000 | 23,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 299,296,000 | 311,317,000 |