Call reports 2024
OAKSTAR BANK — 2024
What OAKSTAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,366,309,000 | 2,722,951,000 | 2,825,448,000 | 2,828,640,000 |
| Total loans | 1,973,430,000 | 2,387,810,000 | 2,476,303,000 | 2,508,073,000 |
| Allowance for loan losses | 24,359,000 | 28,232,000 | 29,674,000 | 31,386,000 |
| Securities available for sale | 101,983,000 | 98,264,000 | 91,486,000 | 95,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,087,898,000 | 2,397,019,000 | 2,502,144,000 | 2,512,248,000 |
| Interest-bearing deposits | 1,856,254,000 | 2,101,019,000 | 2,188,075,000 | 2,185,235,000 |
| Noninterest-bearing deposits | 231,644,000 | 296,000,000 | 314,069,000 | 327,013,000 |
| Equity capital | 212,018,000 | 271,487,000 | 279,455,000 | 284,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 32,700,000 | 80,581,000 | 123,079,000 | 166,798,000 |
| Interest expense | 16,420,000 | 38,936,000 | 58,857,000 | 77,410,000 |
| Net interest income | 16,280,000 | 41,645,000 | 64,222,000 | 89,388,000 |
| Noninterest income | 4,113,000 | 8,347,000 | 13,735,000 | 18,902,000 |
| Noninterest expense | 15,683,000 | 37,805,000 | 56,116,000 | 75,996,000 |
| Provision for loan losses | 1,422,000 | 1,584,000 | 4,205,000 | 7,313,000 |
| Pretax income | 2,794,000 | 9,816,000 | 16,950,000 | 25,060,000 |
| Income tax | 52,000 | 1,340,000 | 2,575,000 | 4,139,000 |
| Net income | 2,742,000 | 8,476,000 | 14,375,000 | 20,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,569,000 | 247,695,000 | 261,991,000 | 267,844,000 |