Call reports 2022
OAKSTAR BANK — 2022
What OAKSTAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,895,004,000 | 1,910,130,000 | 1,946,846,000 | 2,022,239,000 |
| Total loans | 1,370,156,000 | 1,443,744,000 | 1,594,972,000 | 1,675,532,000 |
| Allowance for loan losses | 18,621,000 | 19,672,000 | 21,812,000 | 21,172,000 |
| Securities available for sale | 79,508,000 | 124,181,000 | 120,934,000 | 121,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,706,207,000 | 1,708,140,000 | 1,701,001,000 | 1,740,131,000 |
| Interest-bearing deposits | 1,453,938,000 | 1,403,256,000 | 1,364,134,000 | 1,463,861,000 |
| Noninterest-bearing deposits | 252,269,000 | 304,884,000 | 336,867,000 | 276,270,000 |
| Equity capital | 173,803,000 | 185,602,000 | 189,206,000 | 195,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,612,000 | 31,465,000 | 50,911,000 | 73,533,000 |
| Interest expense | 1,976,000 | 4,009,000 | 6,747,000 | 12,535,000 |
| Net interest income | 12,636,000 | 27,456,000 | 44,164,000 | 60,998,000 |
| Noninterest income | 7,893,000 | 14,810,000 | 22,627,000 | 27,956,000 |
| Noninterest expense | 13,668,000 | 28,245,000 | 44,414,000 | 61,216,000 |
| Provision for loan losses | 0 | 995,000 | 3,640,000 | 3,640,000 |
| Pretax income | 6,861,000 | 13,026,000 | 18,737,000 | 24,098,000 |
| Income tax | 1,114,000 | 1,761,000 | 1,470,000 | 991,000 |
| Net income | 5,747,000 | 11,265,000 | 17,267,000 | 23,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,988,000 | 180,254,000 | 185,729,000 | 191,874,000 |