Call reports 2021
OAKSTAR BANK — 2021
What OAKSTAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,662,674,000 | 1,686,947,000 | 1,780,696,000 | 1,855,749,000 |
| Total loans | 1,249,258,000 | 1,253,622,000 | 1,319,865,000 | 1,342,349,000 |
| Allowance for loan losses | 16,650,000 | 17,221,000 | 18,381,000 | 18,643,000 |
| Securities available for sale | 24,561,000 | 24,502,000 | 24,383,000 | 76,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,499,131,000 | 1,514,243,000 | 1,602,916,000 | 1,674,681,000 |
| Interest-bearing deposits | 1,224,510,000 | 1,278,976,000 | 1,349,292,000 | 1,431,997,000 |
| Noninterest-bearing deposits | 274,621,000 | 235,267,000 | 253,624,000 | 242,684,000 |
| Equity capital | 151,945,000 | 158,315,000 | 162,614,000 | 167,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,965,000 | 29,677,000 | 44,657,000 | 59,741,000 |
| Interest expense | 1,897,000 | 3,903,000 | 6,024,000 | 8,233,000 |
| Net interest income | 12,068,000 | 25,774,000 | 38,633,000 | 51,508,000 |
| Noninterest income | 7,053,000 | 14,179,000 | 19,876,000 | 27,210,000 |
| Noninterest expense | 12,326,000 | 25,128,000 | 37,949,000 | 51,666,000 |
| Provision for loan losses | 965,000 | 1,610,000 | 2,787,000 | 3,247,000 |
| Pretax income | 5,830,000 | 13,215,000 | 17,901,000 | 23,946,000 |
| Income tax | 1,148,000 | 2,162,000 | 2,594,000 | 3,421,000 |
| Net income | 4,682,000 | 11,053,000 | 15,307,000 | 20,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,118,000 | 146,545,000 | 150,950,000 | 156,314,000 |