Call reports 2020
OAKSTAR BANK — 2020
What OAKSTAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,050,879,000 | 1,193,830,000 | 1,278,980,000 | 1,442,501,000 |
| Total loans | 893,991,000 | 1,030,617,000 | 1,096,980,000 | 1,179,850,000 |
| Allowance for loan losses | 11,789,000 | 13,468,000 | 14,403,000 | 15,536,000 |
| Securities available for sale | 26,584,000 | 21,746,000 | 17,847,000 | 23,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 919,657,000 | 1,033,796,000 | 1,113,489,000 | 1,290,028,000 |
| Interest-bearing deposits | 798,911,000 | 855,912,000 | 923,913,000 | 1,108,260,000 |
| Noninterest-bearing deposits | 120,746,000 | 177,884,000 | 189,576,000 | 181,768,000 |
| Equity capital | 116,461,000 | 118,638,000 | 133,023,000 | 137,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,342,000 | 23,161,000 | 34,676,000 | 48,156,000 |
| Interest expense | 2,554,000 | 4,236,000 | 5,846,000 | 7,594,000 |
| Net interest income | 8,788,000 | 18,925,000 | 28,830,000 | 40,562,000 |
| Noninterest income | 5,069,000 | 9,583,000 | 15,957,000 | 23,648,000 |
| Noninterest expense | 9,782,000 | 20,080,000 | 31,256,000 | 43,463,000 |
| Provision for loan losses | 1,278,000 | 2,993,000 | 4,118,000 | 6,133,000 |
| Pretax income | 2,797,000 | 5,436,000 | 9,413,000 | 14,614,000 |
| Income tax | 585,000 | 1,064,000 | 1,863,000 | 2,593,000 |
| Net income | 2,212,000 | 4,372,000 | 7,550,000 | 12,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,944,000 | 106,383,000 | 120,918,000 | 125,700,000 |