Call reports 2019
OAKSTAR BANK — 2019
What OAKSTAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 964,482,000 | 989,930,000 | 1,013,202,000 | 995,772,000 |
| Total loans | 805,750,000 | 830,148,000 | 849,439,000 | 874,717,000 |
| Allowance for loan losses | 9,922,000 | 10,041,000 | 10,339,000 | 10,833,000 |
| Securities available for sale | 31,670,000 | 15,155,000 | 18,060,000 | 17,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 852,728,000 | 873,958,000 | 890,803,000 | 874,201,000 |
| Interest-bearing deposits | 743,270,000 | 760,042,000 | 765,160,000 | 759,546,000 |
| Noninterest-bearing deposits | 109,458,000 | 113,916,000 | 125,643,000 | 114,655,000 |
| Equity capital | 107,018,000 | 109,060,000 | 111,716,000 | 114,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,844,000 | 22,053,000 | 33,509,000 | 45,185,000 |
| Interest expense | 2,544,000 | 5,340,000 | 8,224,000 | 11,061,000 |
| Net interest income | 8,300,000 | 16,713,000 | 25,285,000 | 34,124,000 |
| Noninterest income | 2,446,000 | 6,260,000 | 10,782,000 | 14,812,000 |
| Noninterest expense | 8,175,000 | 17,408,000 | 26,734,000 | 36,157,000 |
| Provision for loan losses | 665,000 | 1,319,000 | 1,820,000 | 2,639,000 |
| Pretax income | 1,906,000 | 4,313,000 | 7,580,000 | 10,240,000 |
| Income tax | 142,000 | 553,000 | 1,176,000 | 1,350,000 |
| Net income | 1,764,000 | 3,760,000 | 6,404,000 | 8,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,013,000 | 96,155,000 | 98,930,000 | 101,742,000 |
| Total capital | 103,679,000 | 105,971,000 | 109,052,000 | 112,551,000 |
| Risk-weighted assets | 772,896,000 | 784,949,000 | 803,531,000 | 858,686,000 |