Call reports 2018
OAKSTAR BANK — 2018
What OAKSTAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 758,688,000 | 914,110,000 | 910,097,000 | 938,693,000 |
| Total loans | 661,862,000 | 762,035,000 | 766,152,000 | 773,746,000 |
| Allowance for loan losses | 8,819,000 | 9,177,000 | 9,371,000 | 9,459,000 |
| Securities available for sale | 22,781,000 | 23,468,000 | 22,151,000 | 27,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,461,000 | 808,131,000 | 802,116,000 | 830,085,000 |
| Interest-bearing deposits | 517,876,000 | 686,636,000 | 690,085,000 | 720,533,000 |
| Noninterest-bearing deposits | 129,585,000 | 121,495,000 | 112,031,000 | 109,552,000 |
| Equity capital | 98,774,000 | 100,941,000 | 103,141,000 | 105,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,715,000 | 16,812,000 | 26,869,000 | 37,202,000 |
| Interest expense | 1,515,000 | 3,237,000 | 5,158,000 | 7,372,000 |
| Net interest income | 6,200,000 | 13,575,000 | 21,711,000 | 29,830,000 |
| Noninterest income | 2,681,000 | 5,877,000 | 8,855,000 | 11,276,000 |
| Noninterest expense | 6,424,000 | 13,893,000 | 21,983,000 | 30,148,000 |
| Provision for loan losses | 1,167,000 | 1,634,000 | 1,794,000 | 2,143,000 |
| Pretax income | 1,290,000 | 3,925,000 | 6,789,000 | 8,815,000 |
| Income tax | 312,000 | 748,000 | 1,346,000 | 1,492,000 |
| Net income | 978,000 | 3,177,000 | 5,443,000 | 7,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,828,000 | 88,764,000 | 90,601,000 | 92,757,000 |
| Total capital | 99,365,000 | 97,384,000 | 99,154,000 | 101,067,000 |
| Risk-weighted assets | 601,448,000 | 688,704,000 | 683,103,000 | 664,504,000 |