Call reports 2017
OAKSTAR BANK — 2017
What OAKSTAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 667,461,000 | 700,807,000 | 715,068,000 | 715,005,000 |
| Total loans | 549,956,000 | 602,600,000 | 604,426,000 | 596,373,000 |
| Allowance for loan losses | 6,938,000 | 7,688,000 | 7,744,000 | 7,655,000 |
| Securities available for sale | 23,106,000 | 21,973,000 | 21,862,000 | 23,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,237,000 | 578,012,000 | 618,976,000 | 630,239,000 |
| Interest-bearing deposits | 485,679,000 | 516,221,000 | 544,175,000 | 560,971,000 |
| Noninterest-bearing deposits | 60,558,000 | 61,791,000 | 74,801,000 | 69,268,000 |
| Equity capital | 68,446,000 | 69,477,000 | 71,200,000 | 72,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,176,000 | 12,880,000 | 20,558,000 | 28,427,000 |
| Interest expense | 887,000 | 1,997,000 | 3,490,000 | 4,700,000 |
| Net interest income | 5,289,000 | 10,883,000 | 17,068,000 | 23,727,000 |
| Noninterest income | 2,269,000 | 4,873,000 | 7,777,000 | 10,312,000 |
| Noninterest expense | 5,588,000 | 11,547,000 | 18,011,000 | 24,609,000 |
| Provision for loan losses | 699,000 | 1,489,000 | 1,555,000 | 1,805,000 |
| Pretax income | 1,271,000 | 2,720,000 | 5,279,000 | 7,625,000 |
| Income tax | 294,000 | 754,000 | 1,600,000 | 2,262,000 |
| Net income | 977,000 | 1,966,000 | 3,679,000 | 5,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,773,000 | 62,801,000 | 64,330,000 | 66,053,000 |
| Total capital | 68,612,000 | 69,992,000 | 71,517,000 | 73,004,000 |
| Risk-weighted assets | 546,987,000 | 574,726,000 | 574,337,000 | 555,318,000 |