Call reports 2016
OAKSTAR BANK — 2016
What OAKSTAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 411,555,000 | 435,311,000 | 466,890,000 | 637,488,000 |
| Total loans | 360,041,000 | 387,457,000 | 408,434,000 | 525,557,000 |
| Allowance for loan losses | 5,083,000 | 5,411,000 | 5,750,000 | 6,240,000 |
| Securities available for sale | 0 | 0 | 0 | 25,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,297,000 | 360,184,000 | 374,410,000 | 517,665,000 |
| Interest-bearing deposits | 312,520,000 | 324,736,000 | 333,338,000 | 456,186,000 |
| Noninterest-bearing deposits | 35,777,000 | 35,448,000 | 41,072,000 | 61,479,000 |
| Equity capital | 37,501,000 | 38,590,000 | 39,902,000 | 67,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,698,000 | 12,007,000 | 17,802,000 |
| Interest expense | 588,000 | 1,221,000 | 1,923,000 | 2,721,000 |
| Net interest income | 3,047,000 | 6,477,000 | 10,084,000 | 15,081,000 |
| Noninterest income | 1,868,000 | 4,541,000 | 7,755,000 | 10,921,000 |
| Noninterest expense | 3,523,000 | 7,573,000 | 11,943,000 | 17,457,000 |
| Provision for loan losses | 175,000 | 501,000 | 847,000 | 1,338,000 |
| Pretax income | 1,217,000 | 2,944,000 | 5,049,000 | 7,207,000 |
| Income tax | 441,000 | 1,080,000 | 1,872,000 | 2,639,000 |
| Net income | 776,000 | 1,864,000 | 3,177,000 | 4,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,501,000 | 38,590,000 | 39,902,000 | 61,744,000 |
| Total capital | 41,895,000 | 43,143,000 | 44,741,000 | 68,019,000 |
| Risk-weighted assets | 350,742,000 | 363,320,000 | 386,210,000 | 502,684,000 |