Call reports 2012
OAKSTAR BANK — 2012
What OAKSTAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,147,000 | 206,701,000 | 205,766,000 | 204,291,000 |
| Total loans | 154,265,000 | 160,391,000 | 167,337,000 | 170,432,000 |
| Allowance for loan losses | 2,747,000 | 2,785,000 | 2,804,000 | 2,840,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,379,000 | 170,793,000 | 168,916,000 | 176,709,000 |
| Interest-bearing deposits | 141,411,000 | 140,940,000 | 142,598,000 | 151,942,000 |
| Noninterest-bearing deposits | 23,968,000 | 29,853,000 | 26,318,000 | 24,767,000 |
| Equity capital | 22,208,000 | 22,639,000 | 23,576,000 | 23,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,059,000 | 6,145,000 | 8,137,000 |
| Interest expense | 393,000 | 800,000 | 1,154,000 | 1,477,000 |
| Net interest income | 1,633,000 | 3,259,000 | 4,991,000 | 6,660,000 |
| Noninterest income | 1,614,000 | 3,127,000 | 5,220,000 | 7,222,000 |
| Noninterest expense | 2,264,000 | 4,446,000 | 7,119,000 | 9,773,000 |
| Provision for loan losses | 162,000 | 689,000 | 709,000 | 709,000 |
| Pretax income | 821,000 | 1,251,000 | 2,383,000 | 3,400,000 |
| Income tax | 0 | 0 | 194,000 | 848,000 |
| Net income | 821,000 | 1,251,000 | 2,189,000 | 2,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,208,000 | 22,639,000 | 23,576,000 | 23,939,000 |
| Total capital | 24,147,000 | 24,652,000 | 25,605,000 | 26,003,000 |
| Risk-weighted assets | 154,262,000 | 160,860,000 | 165,279,000 | 167,259,000 |