Call reports 2011
OAKSTAR BANK — 2011
What OAKSTAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 165,487,000 | 174,347,000 | 188,682,000 | 189,152,000 |
| Total loans | 125,795,000 | 132,649,000 | 148,001,000 | 144,922,000 |
| Allowance for loan losses | 2,590,000 | 2,589,000 | 2,596,000 | 2,581,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,230,000 | 149,304,000 | 154,570,000 | 154,447,000 |
| Interest-bearing deposits | 125,396,000 | 129,281,000 | 129,415,000 | 137,925,000 |
| Noninterest-bearing deposits | 12,834,000 | 20,023,000 | 25,155,000 | 16,522,000 |
| Equity capital | 19,080,000 | 19,656,000 | 20,741,000 | 21,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,647,000 | 5,565,000 | 7,534,000 |
| Interest expense | 465,000 | 872,000 | 1,250,000 | 1,639,000 |
| Net interest income | 1,359,000 | 2,775,000 | 4,315,000 | 5,895,000 |
| Noninterest income | 807,000 | 1,639,000 | 2,984,000 | 4,750,000 |
| Noninterest expense | 1,766,000 | 3,438,000 | 5,498,000 | 8,013,000 |
| Provision for loan losses | 125,000 | 125,000 | 420,000 | 605,000 |
| Pretax income | 275,000 | 851,000 | 1,381,000 | 2,027,000 |
| Income tax | 0 | 0 | -555,000 | -555,000 |
| Net income | 275,000 | 851,000 | 1,936,000 | 2,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,080,000 | 19,656,000 | 20,741,000 | 21,387,000 |
| Total capital | 20,718,000 | 21,351,000 | 22,576,000 | 23,221,000 |
| Risk-weighted assets | 130,041,000 | 136,766,000 | 146,003,000 | 145,906,000 |