Call reports 2025
STATE BANK, THE — 2025
What STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 129,822,000 | 137,219,000 | 148,290,000 | 144,967,000 |
| Total loans | 71,802,000 | 73,995,000 | 71,131,000 | 74,241,000 |
| Allowance for loan losses | 1,195,000 | 1,196,000 | 1,195,000 | 1,196,000 |
| Securities available for sale | 27,009,000 | 26,683,000 | 26,418,000 | 25,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,344,000 | 113,160,000 | 123,518,000 | 118,703,000 |
| Interest-bearing deposits | 70,166,000 | 72,318,000 | 77,039,000 | 76,188,000 |
| Noninterest-bearing deposits | 36,178,000 | 40,842,000 | 46,479,000 | 42,515,000 |
| Equity capital | 23,039,000 | 23,411,000 | 24,205,000 | 25,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,286,000 | 5,140,000 | 6,978,000 |
| Interest expense | 220,000 | 449,000 | 705,000 | 977,000 |
| Net interest income | 1,331,000 | 2,837,000 | 4,435,000 | 6,001,000 |
| Noninterest income | 158,000 | 310,000 | 563,000 | 1,424,000 |
| Noninterest expense | 882,000 | 1,800,000 | 2,753,000 | 3,613,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 18,000 |
| Pretax income | 607,000 | 1,347,000 | 2,230,000 | 3,794,000 |
| Income tax | 198,000 | 455,000 | 813,000 | 706,000 |
| Net income | 409,000 | 892,000 | 1,417,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,630,000 | 24,816,000 | 25,341,000 | 27,012,000 |
| Total capital | 25,687,000 | 25,913,000 | 26,396,000 | 28,074,000 |
| Risk-weighted assets | 84,425,000 | 87,709,000 | 84,315,000 | 84,879,000 |