Call reports 2023
STATE BANK, THE — 2023
What STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 134,472,000 | 131,826,000 | 121,669,000 | 124,011,000 |
| Total loans | 53,064,000 | 56,722,000 | 58,308,000 | 58,344,000 |
| Allowance for loan losses | 839,000 | 867,000 | 891,000 | 893,000 |
| Securities available for sale | 34,091,000 | 32,660,000 | 30,665,000 | 30,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,415,000 | 112,701,000 | 102,598,000 | 103,488,000 |
| Interest-bearing deposits | 78,398,000 | 77,931,000 | 69,518,000 | 68,688,000 |
| Noninterest-bearing deposits | 37,017,000 | 34,770,000 | 33,080,000 | 34,800,000 |
| Equity capital | 18,571,000 | 18,828,000 | 18,758,000 | 20,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 3,020,000 | 4,569,000 | 6,151,000 |
| Interest expense | 118,000 | 277,000 | 420,000 | 627,000 |
| Net interest income | 1,338,000 | 2,743,000 | 4,149,000 | 5,524,000 |
| Noninterest income | 182,000 | 342,000 | 514,000 | 667,000 |
| Noninterest expense | 760,000 | 1,525,000 | 2,264,000 | 3,149,000 |
| Provision for loan losses | 0 | 27,000 | 63,000 | 63,000 |
| Pretax income | 760,000 | 1,533,000 | 2,336,000 | 2,979,000 |
| Income tax | 192,000 | 405,000 | 628,000 | 662,000 |
| Net income | 568,000 | 1,128,000 | 1,708,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,622,000 | 21,182,000 | 21,762,000 | 22,371,000 |
| Total capital | 21,461,000 | 22,049,000 | 22,653,000 | 23,264,000 |
| Risk-weighted assets | 68,986,000 | 71,699,000 | 73,056,000 | 72,570,000 |