Call reports 2022
STATE BANK, THE — 2022
What STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 134,930,000 | 132,794,000 | 132,536,000 | 132,641,000 |
| Total loans | 54,658,000 | 53,596,000 | 55,065,000 | 55,124,000 |
| Allowance for loan losses | 844,000 | 844,000 | 839,000 | 839,000 |
| Securities available for sale | 30,114,000 | 34,342,000 | 36,507,000 | 34,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,949,000 | 115,329,000 | 115,340,000 | 114,786,000 |
| Interest-bearing deposits | 75,213,000 | 77,632,000 | 75,395,000 | 76,536,000 |
| Noninterest-bearing deposits | 41,736,000 | 37,697,000 | 39,945,000 | 38,250,000 |
| Equity capital | 17,717,000 | 17,112,000 | 16,695,000 | 17,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,958,000 | 3,120,000 | 4,510,000 |
| Interest expense | 31,000 | 60,000 | 91,000 | 161,000 |
| Net interest income | 917,000 | 1,898,000 | 3,029,000 | 4,349,000 |
| Noninterest income | 170,000 | 342,000 | 508,000 | 731,000 |
| Noninterest expense | 830,000 | 1,680,000 | 2,480,000 | 3,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 560,000 | 1,057,000 | 1,810,000 |
| Income tax | 69,000 | 128,000 | 258,000 | 358,000 |
| Net income | 188,000 | 432,000 | 799,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,790,000 | 19,033,000 | 19,400,000 | 20,054,000 |
| Total capital | 19,634,000 | 19,877,000 | 20,239,000 | — |
| Risk-weighted assets | 71,011,000 | 70,432,000 | 72,744,000 | — |