Call reports 2021
STATE BANK, THE — 2021
What STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 124,698,000 | 127,462,000 | 129,920,000 | 128,409,000 |
| Total loans | 59,928,000 | 58,889,000 | 59,050,000 | 56,646,000 |
| Allowance for loan losses | 964,000 | 841,000 | 844,000 | 844,000 |
| Securities available for sale | 29,444,000 | 31,776,000 | 30,205,000 | 29,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,779,000 | 107,276,000 | 110,418,000 | 109,150,000 |
| Interest-bearing deposits | 67,491,000 | 70,486,000 | 70,062,000 | 69,284,000 |
| Noninterest-bearing deposits | 38,288,000 | 36,790,000 | 40,356,000 | 39,866,000 |
| Equity capital | 17,477,000 | 18,651,000 | 18,916,000 | 18,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 2,131,000 | 3,225,000 | 4,164,000 |
| Interest expense | 51,000 | 101,000 | 141,000 | 176,000 |
| Net interest income | 935,000 | 2,030,000 | 3,084,000 | 3,988,000 |
| Noninterest income | 147,000 | 296,000 | 470,000 | 617,000 |
| Noninterest expense | 728,000 | 1,692,000 | 2,593,000 | 3,427,000 |
| Provision for loan losses | 0 | -334,000 | -334,000 | -334,000 |
| Pretax income | 354,000 | 968,000 | 1,295,000 | 1,512,000 |
| Income tax | 71,000 | 221,000 | 269,000 | 305,000 |
| Net income | 283,000 | 747,000 | 1,026,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,804,000 | 18,142,000 | 18,421,000 | 18,602,000 |
| Total capital | 17,732,000 | 18,983,000 | 19,265,000 | 19,446,000 |
| Risk-weighted assets | 74,276,000 | 73,365,000 | 73,663,000 | 69,824,000 |